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Commercial Mortgages

Commercial Mortgages

Here at Bespoke, we are highly experienced across all aspects of the Commercial Mortgage sector. We have no current ties or affiliations with any mortgage provider meaning we can access a full range of commercial mortgage lenders. This results in us putting you into contact with the correct provider tailored for your requirement.

We operate with complete transparency and honesty with the client. Whether that means putting you into contact with a Commercial Finance provider or a high street bank, we will put you into contact with the right person for you.

Whether you are a Commercial Landlord looking to add to your portfolio or review your existing borrowing facilities? Or would you like to purchase or refinance your current trading premises? Whatever your commercial property requirement, we have experts to assist with any situation.

Why a Commercial Mortgage?

The main advantage of a commercial mortgage is lower interest rates. In comparison to the other forms of borrowing brokers and banks usually offer, commercial mortgages are the most cost-effective when it comes to interest rates.

Gaining capital is also another significant advantage of Commercial mortgages. Currently, we have found a huge increase in demand.  With Commercial Mortgages the client also has the ability to monetize the product by renting and leasing the premises.

Interest rates

Rates from 2% above Bank of England Base Rate, with interest-only options available for the client.

Term periods

The individuals now have the option of up to a 30-year term on Commercial Mortgages, making the requirement more affordable and sustainable.

Loan-to-Value percentage

If you are a Sole Trader, Partnerships, LLP & Ltd Company you are eligible for a Commercial Mortgage. With up to 85% LTV on HMO and Buy to Let investments. Commercial Mortgages have become one of the most affordable forms of commercial finance.

Testimonials

What our clients say

“I have worked with Bespoke for several years now and have built up a very trusting relationship with the team. They’re always professional, deal with customers very fairly and ensure they’re offered the most effective solutions to meet their needs. I have no reservations in dealing with Bespoke and their abilities to provide suitable solutions for customers.

— Scott Campbell

Head of Barclays Business Sales

I have recommended Bespoke’s services to a number of our clients, both that have existing factoring facilities and also to clients who are looking at their financing options. The service provided has always been exceptional and the feedback from these clients has been nothing but praise. I would therefore highly recommend the Bespoke team.

— Tim Pearce

Managing Partner, Haines Watts

We contacted Bespoke as we were looking for an invoice finance facility to support the business due to our fast growth. They didn’t disappoint! They gave us first-class advice and support and within a week had provided us with a choice of competitive funding options. Bespoke worked with us through the decision process and helped us secure a finance facility which was ideal for our business and offers the flexibility for future growth. A-first class service throughout.

— Paul Davison

Director, Nutraformis

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Please do not hesitate to get in touch. We look forward to hearing from you.