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Commercial & Residential Mortgages

Commercial & Residential Mortgages

Here at Bespoke, we are highly experienced across all aspects of the mortgage sector. We have no links or affiliations with certain mortgage providers, which grants us access to a wide range of lenders – to the benefit of our customers. 

We operate with complete transparency and honesty at all times. Whether we put you in contact with a commercial finance provider or a high-street bank, we ultimately act with your best interests in mind.

So, whether you are looking to take your first step on the property ladder, or you are a commercial landlord wishing to add to your portfolio, we have experts ready to assist with your situation.

Why a Commercial Mortgage?

The main advantage of a commercial mortgage is lower interest rates. Compared to other forms of borrowing offered by brokers and banks, commercial mortgages are the most cost-effective when it comes to the interest you pay.

Why a Residential Mortgage?

Residential mortgages are one of the most popular types of lending in the UK, making it possible for millions of people to become property owners. Because you can spread the repayments on your home loan over so many years, the amount you pay back every month is manageable and affordable.

Interest rates

Rates from 2% above Bank of England Base Rate, with interest-only options available for the client.

Term periods

The individuals now have the option of up to a 30-year term on Commercial Mortgages, making the requirement more affordable and sustainable.

Loan-to-Value percentage

If you are a Sole Trader, Partnerships, LLP & Ltd Company you are eligible for a Commercial Mortgage. With up to 85% LTV on HMO and Buy to Let investments. Commercial Mortgages have become one of the most affordable forms of commercial finance.

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See How Commercial & Residential Mortgages Can Help


    What our clients say

    “I have worked with Bespoke for several years now and have built up a very trusting relationship with the team. They’re always professional, deal with customers very fairly and ensure they’re offered the most effective solutions to meet their needs. I have no reservations in dealing with Bespoke and their abilities to provide suitable solutions for customers.

    — Scott Campbell

    Head of Barclays Business Sales

    I have recommended Bespoke’s services to a number of our clients, both that have existing factoring facilities and also to clients who are looking at their financing options. The service provided has always been exceptional and the feedback from these clients has been nothing but praise. I would therefore highly recommend the Bespoke team.

    — Tim Pearce

    Managing Partner, Haines Watts

    We contacted Bespoke as we were looking for an invoice finance facility to support the business due to our fast growth. They didn’t disappoint! They gave us first-class advice and support and within a week had provided us with a choice of competitive funding options. Bespoke worked with us through the decision process and helped us secure a finance facility which was ideal for our business and offers the flexibility for future growth. A-first class service throughout.

    — Paul Davison

    Director, Nutraformis

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    Let’s work together

    Please do not hesitate to get in touch. We look forward to hearing from you.